(1) The owner or manager of a motor vehicle operating the transport service on any prescribed route shall procure personal accident insurance in such amount as may be prescribed in favor of each passenger travelling in that motor vehicle.
(2) If a passenger becomes disabled in a motor vehicle accident, the passenger is entitled to the amount of accident insurance payable for the disability, and if the passenger dies in the accident, his or her nearest successor is entitled to such amount of insurance as may be payable for the same.
(3) If, in the course of operating the transport service without procuring insurance of a passenger pursuant to Sub-section (1), a public motor vehicle meets with an accident, and any kind of loss or damage is
caused to the passenger travelling by the motor vehicle due to the accident, the owner or manager of the motor vehicle shall pay the insurance amount as set forth in Sub-section (1) to which the passenger is entitled to the passenger or his or her successor as compensation.